General liability insurance, sometimes called commercial general liability or CGL, protects your business if your operations cause injury or property damage to others. It is the baseline coverage almost every commercial landlord requires before you can lease space.
Why your lease requires it
A landlord wants assurance that if a visitor is hurt at your unit or property is damaged, a claim goes to your insurer, not to them. That is why leases set a minimum limit, often $1 million per occurrence, and ask to be named as additional insured on the policy. You prove it all with a certificate of insurance.
What it does and does not cover
GL covers third-party injury and damage claims. It does not cover your own inventory, equipment, or stock, which you protect with separate contents or property insurance. For a fulfillment or storage operation, you usually want both.
WareSpace keeps lease insurance requirements clear and reasonable, so meeting them is straightforward. Get an instant quote or book a tour to see what your space needs.
